Talk:Microcredit

Using microcredit in Christian ministry
I know this isn't completely related, but here is a guide for using microcredit in Christian ministry.

Kingdom Business The Ministry of Promoting Economic Activity

Documentation of permission
Christina, I would like to request permission to publish the "Year of Microcredit" logo in the contents of an encyclopedia article available at: http://en.wikipedia.org/wiki/Microcredit While I believe I can use the logo by the terms of "fair use" as outlined in U.S. copyright law, I am seeking permission in respect, and to make sure that it is available to be viewed legally in any country it may be viewed from. Because of the nature of wikipedia, I cannot sign the waiver of liability, but Im not sure that it applies anyways. Wikipedia is an online, free and open encyclopedia edited by its online community volunteers. More information about Wikipedia can be found at www.wikipedia.org. Thank you, Andrew Somerville

christina.barrineau to me Oct 28 .... Finally - I do not see where you would put the logo for the Year and a question - would you also include a paragraph on the Year?

Andy Somerville to christina.barr. Oct 28 Christine, .... As far as the logo is concerned, I would most likely place the logo near the top of the article, as well as in the article stub specifically about the Year(2). I would be willing to write a paragraph about the year to integrate into the article and place the logo nearby. Alternatively if you would like more control over the matter you or I could integrate a paragraph prepared by UNDP. Understand however that future editors may rearrange the article and so the position in the article cannot be guaranteed except in that you or I may again change it at any point. Many Thanks, Andrew Somerville ...	 christina.barrineau to me Oct 28 Dear Andy - Thanks - that would be great - please go ahead - also the Economist will be coming out with a survey next week (November 4 issue) on microfinance that you might like to link to as well). Please go ahead and write a para on the year - or you can cut and paste the opening para on our website - www.yearofmicrocredit.org ... Best Christina

Please remove the logo
I saw the thread on the Year of Microcredit logo, but I don't think the logo should be on this page. The UN Year is now over, but more importantly, having the logo of one organization for a definition is not neutral, especially since so many organizations are and have been involved in microcredit for a very long time.

Reference needed
References are needed for the following paragraph which has been removed from the criticism section. It should be noted that information contained in this paragraph should also be scrutinized and edited for content (in addition to referenced) given that it was added by an anonymous user whose only other edit seems to be vandalism:

"There is also debate surrounding the sustainability and viability of enterprises funded through micro credit. Critics say that a paradox exists in that the poorest people can do little with the credit outside of sustenance activity yet they are the ones who receive the most loans. They suggest that much of the lauded entrepreneurial activity which they are ascribed is usually based on thin margin industries which face high diminishing market returns. Thereby in many cases microcredit does little more than smooth consumption over periods of cyclical or unexpected crises. Critics of microcredit cite the fact that U.S. consumer debt levels topped $2 trillion dollars for the first time in 2004, up 33% from four years before as evidence that easy credit does not necessarily guarantee freedom from poverty."

Removing the YOM Logo
Hello, can an Administrator please remove the international year of microcredit logo? The YOM happened in 2005 and has ceased to exist. Furthermore it's just one organization of many that have been working in the field of microcredit/microfinance and shouldn't be the only one listed here as reference. Thank you. —The preceding unsigned comment was added by 138.220.48.171 (talk • contribs) 19:39, 20 June 2006.

Both BRAC and FH Abed should be recognised in this article
BRAC started providing microfinance in 1974, and have helped lift millions of Bangladeshis out of poveryt as a result. Therefore both BRAC and it's founder FH Abed should be mentioned on this page.