Talk:Pension

The problem:
Paragraphs without a single citation, blatant bias in sections about government funded programs, and extremely outdated sources make this page a joke. Anyone within classical studies want to add more to the history section? Or is this a "good for me but not thee" topic at this point. 68.172.36.77 (talk) 04:40, 21 June 2023 (UTC)


 * The edits on this page are truly freakish as well. Seek help.
 * "There is another unknown
 * secret. As the "plague" used to come, now the "other" has come."
 * Get someone who isn't a creep injecting conspiracy and right wing propaganda (or bots) to edit this page and maybe someone could learn anything about pensions. 68.172.36.77 (talk) 04:49, 21 June 2023 (UTC)

Fundamental definition is wrong
The page starts with "A pension (/ˈpɛnʃən/; from Latin pensiō 'payment') is a fund into which amounts are paid regularly during the individual's working career, and from which periodic payments are made to support the person's retirement from work." This isn't always true. The UK state pension for example is not based on a fund. Current payments are made from general revenues. There is no direct connection to the national insurance payments made by the recipients or by current contributors and which are supposedly used to pay for it. The total paid in is notably smaller than the total paid out!

The pension schemes of some state enterprises do not have a fund behind them either. Others do, as do private schemes. — Preceding unsigned comment added by 88.97.62.77 (talk) 17:27, 6 December 2023 (UTC)