Talk:Pensions crisis

Title change
I suggest we change the title to U.S. pensions crisis and focus on that. A global pensions crisis article would be too wide-ranging.Farcaster (talk) 19:52, 9 March 2011 (UTC)


 * I don't know. A lot of the same issues are facing most of the developed nations. I don't object to having an article about the pension crisis in the U.S., but I think we should also have an article about the global pension crisis. — Malik Shabazz Talk/Stalk 05:07, 10 March 2011 (UTC)


 * OK, it stays global. I'll compartmentalize the U.S. stuff over the next couple of weeks.Farcaster (talk) 16:28, 10 March 2011 (UTC)
 * It doesn't look as if that compartmetalization happened. It's stll an article largely relevant to US only. Certainly it idn't particularly useful for teh UK, with no mention of teh insane tax changes inroduced by George brown which effectivelt destroyed the financial basis on which most UK pension funds were based.   — Preceding unsigned comment added by 31.49.189.145 (talk) 01:52, 14 June 2014 (UTC)
 * Need some work on this???? MaynardClark (talk) 06:47, 4 October 2015 (UTC)

Intro Needs Rewording
The intro says "...the predicted difficulty paying for corporate or government employment retirement pensions"

The difficulty is not "predicted" the difficulty is a reality. The only prediction is wether it will compound to be a catastrophic issue. It is a fact that many states, counties and cities have already reduced services and reappropriated funds from infrastructure to pay for pensions. this article highlights studies and instances that highlight that cuts to fundamental services to pay pension debt has already started. https://www.forbes.com/sites/johnmauldin/2019/05/20/the-coming-pension-crisis-is-so-big-that-its-a-problem-for-everyone/#7cf377eb37fc

68.7.65.150 (talk) 17:54, 20 September 2020 (UTC)RobertRemembers

Govt confiscation of private pensions/401Ks/IRAs etc
A quick search showed that variations on this topic are discussed as one remedy to social security benefit issue and/or general debt/solvency issues and evidently there are some real world examples. I found one relevant to solutions section which will put in. CSMonitor article infers govts not trustworthy in their use of the money, but if I find something more substantial about using pension money to cover other expenses can consider issue more. CarolMooreDC 16:40, 20 January 2012 (UTC)


 * Hi Carol. What does that have to do with the pension crisis that is the subject of the article? Neither of the sources you added use the phrase. — Malik Shabazz Talk/Stalk 18:29, 20 January 2012 (UTC)

The article about solutions is biased. Who propose the confiscation of private plans? It is not the third way. — Preceding unsigned comment added by 46.25.147.21 (talk) 09:08, 17 April 2014 (UTC)

Globalize
There has been discussion above about expanding the scope of the article beyond the U.S. I think it's a valid point. JonathanPlaster 06:48, 4 October 2015 (UTC) — Preceding unsigned comment added by JonathanPlaster (talk • contribs)

Govt borrowing from pensions funds
" When inflows exceed outflows a surplus exists which is invested in “special issue” government bonds. These bonds are then held in trust and the money is used to fund other government programs."

"money is used to fund other government programs" means that if government does not pay back what is owed because government is bankrupt then "pensions crisis". 68.151.148.46 (talk) 20:49, 21 June 2016 (UTC)

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