The Ponzi Scheme

The Ponzi Scheme is the second studio album by the American alternative rock band Firewater. It was released in 1998 by Jetset.

Critical reception
The Washington Post wrote that "The Ponzi Scheme isn't as diabolically sophisticated as it intends, but the band ... does have a cosmopolitan style." The Calgary Herald listed it as the eighth best album of 1998, writing that it "brings together a potpourri of elements—horns, guitars, jazz, Latin, ska, funk and rock riffs—and creates a magnificent musical melange."

Personnel
Adapted from The Ponzi Scheme liner notes.


 * Firewater
 * Tod Ashley – lead vocals, bass guitar, production
 * George Javori – drums
 * Ori Kaplan – guitar
 * Tim Otto – saxophone
 * Hahn Rowe – violin
 * Paul Wallfisch – piano, organ
 * Additional musicians
 * Duane Denison – guitar (11, 12)
 * Pamela Fleming – trumpet (7)
 * Susan Graham – alto saxophone (7)
 * Paula Henderson – baritone saxophone (7)
 * Jennifer Hill – saxophone (7), piccolo (7)
 * Kurt Hoffman – saxophone (11, 12)


 * Additional musicians (cont.)
 * Jim Kimball – drums (11, 12)
 * Tamir Muskat – drums (2, 8)
 * David Ouimet – piano (7, 11, 12), organ (7, 11, 12) , trombone (7, 11, 12)
 * Joe Plummer – saxophone (7)
 * Jane Scarpantoni – cello (3, 4, 10, 12)
 * Birgit Staudt – accordion (5)
 * Production and additional personnel
 * Jay Healy – mixing (3)
 * Doug Henderson – production, mixing (1, 6, 7, 9, 11, 12)
 * Rod Hui – mixing (5)
 * Ted Jensen – mastering
 * Sylvia Massy – mixing (2, 4, 8–10)