User:Mar4d/Military economics in Pakistan

Military economics in Pakistan refers to the military–industrial complex in Pakistan, as well as the various economic sectors which contribute to the military's finances and enterprise operations. The military of Pakistan has a key involvement in multiple theaters of the economy.

Military-owned enterprises come under the aegis of the Ministry of Defence. These enterprises currently account for 3% of Pakistan's GDP and range across various sectors. Another major organisation is the Army Welfare Trust (AWT), which comes under the Adjutant-General of the Pakistan Army. With assets worth $1 billion, AWT owns farms, real estate, a shoes factory, sugar mills, and petrochemical and pharmaceutical plants.

Fauji Foundation - largest welfare organisation in Pakistan. Defence industry of Pakistan

Fauji Foundation
There are half a dozen major corporations affiliated with the Army, the largest of which is Fauji Foundation, a conglomerate worth $3 billion of assets. Industries in which Fauji Foundation has interests include cement production, sugar mills, food, textiles, fertilizer plants, gas and power, and education and healthcare. Apart from ex-servicemen, Fauji Foundation also enrolls civilian employees.


 * Fauji Cereals: A fully owned subsidiary of Fauji Foundation, Fauji Cereals is a breakfast cereal brand. It was established in 1954 under collaboration with Quaker Oats England. Fauji Cereal products are ISO 9000 and halal-certified, and exported to various countries. The company operates cereal manufacturing units and plants, and claims a 70% national share in the breakfast food market. Its products include corn flakes, wheat flakes, rice flakes, chocolate flakes and pops, honey pops, porridges, ice cream and custard powders, kheer, barley, and rice and corn flours.


 * Askari Bank: Fauji Foundation also runs Askari Bank, one of the country's largest financial institutions and the only military-owned bank in the world. The Askari Bank was previously owned by AWT, until January 2012 when it was fully acquired by the Fauji Foundation due to financial reasons.

Public utilities
During Nawaz Sharif's second administration in the late 1990s, a number of key public utility services (including public utility corporations, haulage, public contracts and institutions) were placed under the military. The most notable of these was the Water and Power Development Authority (WAPDA), the national agency responsible for managing water and power infrastructure. Up to 35,000 personnel from the military were inducted to revive and oversee WAPDA's operations, and recover outstanding dues.

Education
Foundation University, Islamabad Army Public Schools & Colleges System National University of Sciences and Technology, Pakistan Air University (Pakistan Air Force) Bahria University Pakistan Air Force schools and colleges

Real estate
The Army is a prominent investor and holder of real estate in Pakistan. The Army is estimated to hold nearly 12% of the country's land Under various army housing schemes approved by the federal government, retired servicemen and families of deceased soldiers are entitled to plots and residential facilities. Farmhouse and agricultural land are also offered at nominal rates to senior serving and retired officers. High-ranking retired officers such as generals, air marshals and admirals, besides having a house may own several residential plots, acres of farmland and other property.

Cantonments
In Pakistan, cantonments are military districts primarily containing garrisons, military bases and stations, offices, military hospitals, schools, housing establishments and other amenities. Cantonments were first established in South Asia during the colonial period as exclusive army quarters. There are 56 cantonments in the country, located across major cities in all provinces. They are outside of municipal control, administered and maintained instead by cantonment boards which come under the Ministry of Defence. Each cantonment board is headed by a commanding military officer, who may belong to any of the three services. The other board members and locally elected councilors may be drawn from the general population per the Cantonments Act 1924. The director-general of Military Lands and Cantonments (ML&C), the defence ministry department which oversees all cantonment boards, is also typically a senior uniformed official or civil service member.

Apart from military service members and their families, cantonments are also home to civilian populations. They are divided into three categories, depending on their civilian residents: Class I (100,000 or more); Class II (between 50,000 and 99,000); and Class III (below 50,000). Cantonment areas are considered well-planned, with independent water and electricity supplies and other urban provisions. They cover large areas, with expensive land in major cities.

Defence Housing Authority
The Defence Housing Authority (DHA) is an upscale real estate and property developer of the Pakistan Army. It was established in 1980 via a presidential order, as a cooperative housing society for serving and retired Pakistan Armed Forces members. The DHA is active in Pakistan's property market – acquiring and developing land, and providing high-end housing and civic facilities to military personnel. It has expanded over the years to the affluent and upper middle-class civilian populations.

Prominent DHA housing societies are located in Karachi, Lahore and Islamabad. According to Steve Inskeep, DHA suburbs are typically characterized by mansions and prime stretches of real estate along Karachi's waterfront, high-rise apartment towers, clubs with "six star" facilities and golf courses. The commander of the V Corps serves as the president of Karachi's DHA.

In Lahore, the value of one DHA plot can be in excess of $1.5 million. The interest of investors in well-to-do areas like DHA has contributed to a housing boom and the mushrooming of affluent properties. According to Brian Cloughley, "there has been a great deal of money involved in the various DHAs" and "the growth of Lahore's Defence Housing Authority is so phenomenal that it has announced five new building phases since 2002." Similarly, columnist Ayaz Amir described the DHA in Islamabad as "a massive defence housing project... its scale so impressive that it appears to dwarf all other national endeavours." Other DHA projects have been established in Multan, Gujranwala, Bahawalpur, Peshawar and Quetta.

Askari Housing Society, Lahore
 * Falcon Housing (Air Force)
 * PAF Complex (Islamabad)
 * Navy has Naval Anchorage and Naval Housing Scheme, F-11 at Islamabad. Naval Housing Scheme Zamzama, Karachi
 * Bahria Town, ,
 * Houses for sale: ‘Fazaia scheme is the manifestation of PAF’s precision’