With a Lifetime to Pay

With a Lifetime to Pay is the first and only album from Californian punk rock band Zero Down. It was released in February, 2001 on Fat Wreck Chords.

Track listing
All songs written by Zero Down.
 * 1) "The Way It Is" – 2:48
 * 2) "No Apologies" – 2:27
 * 3) "Bite the Hand That Feeds" – 2:21
 * 4) "Empty Promised Land" – 2:53
 * 5) "Going Nowhere" – 2:55
 * 6) "It Ain't Over Yet" – 2:07
 * 7) "Everybodies Whore" – 2:20
 * 8) "Suck Seed" – 1:44
 * 9) "Temptation" – 2:47
 * 10) "Never Gonna Be the Same" – 2:11
 * 11) "Self Medication" – 3:18
 * 12) "The Best" – 1:05
 * 13) "A Million More" – 2:38
 * 14) "Down This Road" (Bonus track, digital only) – 2:20

Personnel

 * Jim Cherry – bass, vocals
 * John McCree – guitar
 * Milo Todesco – drums
 * Produced by Ryan Greene
 * Engineered by Ryan Greene and Adam Krammer